Commercial Insurance & Surety Bonds
Group benefits, commercial liability, and surety bonds for Houston-area businesses. We help you retain employees, protect your operations, and meet bonding requirements.
Get a QuoteWhat We Offer
GS Christie Insurance Services can assist your business with group benefits, commercial liability insurance, and commercial bonds. From employee retention and cost-effective health coverage to protecting your business from claims and securing construction bids, we tailor solutions to your needs.
Group Benefits
A great way to help retain employees. GSCIS can help you implement a benefits solution for your business.
Cost-Effective
Group plans are often more affordable than individual policies; employers may contribute to the cost.
Affordable Healthcare
Access to preventive care, doctor visits, hospital stays, and prescription drugs.
Employee Retention
Comprehensive benefits enhance recruitment and retention and show you value your team.
Employer Tax Benefits
Employers can deduct premiums paid for employees as a business expense.
Streamlined Administration
Consolidated paperwork, premiums, and claims management.
Accessibility
Group plans often have more lenient medical underwriting, making coverage accessible to more people.
Commercial Liability & Property
Business Owners Policy (BOP)
Combines general liability, property, and business income coverage. Protects small to medium-sized businesses from bodily injury, property damage, and income loss due to fire, theft, or certain weather events. Customizable for retail, restaurants, offices, and more.
Cyber Insurance
Protects your business from financial losses and liabilities from cyberattacks and data breaches.
Commercial / General Liability
Covers bodily injury, property damage, product liability, personal and advertising injury, and defense costs from normal business operations.
Workers' Compensation
Helps pay for medical expenses, lost wages, rehabilitation, and death benefits when an employee is injured or becomes ill due to work. Mandatory in most states; employers typically pay the premiums.
Business Income Protection
Replaces lost revenue and ongoing expenses when a covered event (fire, storm, vandalism, etc.) forces your business to temporarily close.
Builders Risk
Specialized property coverage for buildings, materials, and equipment during construction or renovation.
Commercial Bonds
Bid Bond
Guarantees a contractor's commitment to honor their bid and provide performance and payment bonds if selected. Typically 1%–3% of project value. Types: single project, aggregate, or joint venture. Protects project owners and encourages serious bidders.
Performance and Payment Bond
Performance bond: guarantees the contractor will complete the project per the contract. Payment bond: ensures subcontractors, laborers, and suppliers get paid. Essential for construction projects to protect owners and subs.
Ready to Protect Your Business?
Get a quote for group benefits, liability coverage, or surety bonds.
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