Surety Bonds

Bid bonds, performance bonds, and payment bonds for Houston-area contractors. We work with multiple surety companies to get you bonded fast — often the same day.

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How We Help Contractors Get Bonded

Whether you're bidding on your first project or your fiftieth, GS Christie Insurance Services can help you secure the bonds you need. We work with multiple surety companies to maximize your approval odds and get competitive rates — even for newer contractors or those with less-than-perfect financials.

Bond Types

Bid Bonds

Guarantees you'll honor your bid and provide P&P bonds if selected. Typically 1%–3% of project value. Same-day turnaround available.

Performance Bonds

Guarantees you'll complete the project per the contract terms. Required on most public projects and many private ones.

Payment Bonds

Ensures subcontractors, laborers, and suppliers get paid. Protects project owners and subs from contractor default.

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Common Questions

Surety Bond FAQ

Common questions about surety bonds for contractors

What is a surety bond?

A surety bond is a three-party agreement that guarantees a contractor will fulfill their obligations. The principal (contractor) purchases the bond, the obligee (project owner) is protected, and the surety (insurance company) guarantees performance.

What is a bid bond?

A bid bond guarantees a contractor will honor their bid and enter into the contract if selected. It typically costs 1%–3% of the project value and protects the project owner from unserious bidders.

What are performance and payment bonds?

Performance bonds guarantee the contractor will complete the project per the contract. Payment bonds ensure subcontractors, laborers, and suppliers get paid. Most public projects and many private projects require both.

How fast can I get bonded?

Bid bonds can often be issued the same day. Performance and payment bonds typically take 1–3 business days depending on the project size and your financials.

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What Our Clients Say

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